The Axis Bank My Zone Credit Card is an entry-level card that provides benefits in areas like shopping, dining, and entertainment. With this card, you can get discounts on popular websites such as Ajio, District, and Swiggy. You also get free annual membership to SonyLIV. It’s one of the few low-fee credit cards that offer access to an OTT platform, along with rewards and discounts.
Apart from the brand discounts, you can earn EDGE Reward Points on all your card purchases. However, the rewards are not very high, as there are no special offers to earn more points. So, the main attraction of this card is the discounts it offers. Keep reading to see if this card suits your needs.
Offer Details for Axis MyZone Credit Card:
- Buy 1 Get 1 Free on Movie Tickets
- Get 100% off on your second movie ticket when you book via the District app (Max. discount: Rs 200/month/user).
- Save Rs 2,880 Annually on Swiggy
- Get Rs 120 off on food orders twice a month (minimum spend of Rs 500 per order). Note: Not valid on Haldiram’s Restaurants.
- Free SonyLIV Premium Subscription
- Get a free annual subscription worth Rs 1499 when you make your first transaction within 30 days of getting the card.
- Up to Rs 1000 Off on AJIO
- Get Rs 1000 off on minimum spends of Rs 2999 on selected styles, using the coupon code AJIOAXISMZ.
- Up to 15% Off at Partner Restaurants
- Get up to 15% off (max. Rs 500) on your bill when you spend at least Rs 2500, valid once per month.
Other Features of the Card:
- Earn Reward Points
- Earn 1,000 points when you spend Rs 1,50,000 in a year.
- Get 4 reward points on every Rs 200 spent (except for Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewelry, Education, Government services, and EMI transactions).
- 1 reward point = Rs 0.20.
- Complimentary Lounge Access
- Get one free domestic lounge visit every quarter when you spend Rs 50,000 in the past 3 months.
- Fuel Surcharge Waiver
- Get 1% off on all fuel transactions between Rs 400 and Rs 4000, capped at Rs 400/month.
Fees & Charges:
- Joining Fee: Rs 500 + GST
- Annual Fee: Rs 500 + GST
Documents Needed:
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or Utility Bills
- Income Proof: Bank Statements or Salary Slips
- Photograph: Recent Passport-sized photo
Eligibility Criteria:
- Age: 21-65 years
- Employment Status: Salaried or Self-Employed
- Salaried Income: Minimum Rs 15,000 per month
- Self-Employed Income: ITR > Rs 2,40,000/year
- Cibil Score: 735 or higher
- New to Credit: Not eligible
